Quick Resource
Hope NOW 1-888-995-HOPE or www.995hope.org

Quick Advice
Prioritize your spending. After health care, keeping your house should be your first priority. Review your finances and see where you can cut spending in order to make your mortgage payment. Look for optional expenses, such as cable TV, memberships and entertainment that you can eliminate. Delay payments on credit cards and other "unsecured" debt until you have paid your mortgage.
Survival Kit: Southeast Wisconsin resources for homeowners
Serious financial troubles that can lead to foreclosure may result from the loss of a job, a medical emergency or a personal tragedy. Regardless of the circumstance, homeowners can benefit greatly from the help of a professional trained to sort through the facts and emotions to establish clear financial priorities.
Financial counseling and assistance in Southeast Wisconsin

The Wisconsin Housing and Economic Development Authority has compiled the list below of financial counselors trained through the NeighborWorks® America program. The counselors may provide both general guidance and referrals, or more specific one-on-one assistance.

Acorn Housing Corp.
Emmett Gross
315 W. Court St., Ste. 204-C
Milwaukee, WI 53212
By appt. only
(414) 444-6902 (phone)
(866) 444-6893 (toll-free)

HBC Services, Inc.
RoxAnne Witte
118 S. Main St.,Ste. A
Jefferson, WI 53549
(920) 674-5611 (phone)
(800) 687-1680 (toll-free)
(920) 674-5631 (fax)
roxanne.witte@hbcservices.org

Rocio Juarez
1615 S. 22nd St., Rm. 305
Milwaukee, WI 53204
(800) 687-1680 (toll-free)
rocio.juarez@hbcservices.org

Gina Sanchez
217 Wisconsin Ave., Ste. 207
Waukesha, WI 53186
(800) 687-1680 (toll-free)
(262) 522-1233 (fax)
gina.sanchez@hbcservices.org

Gina Sanchez or Rocio Juarez (Spanish)
10533 W. National Ave., Ste. 300
West Allis, WI 53227
(414) 727-5700 (phone)
(800) 687-1680 (toll-free)
(414) 727-5701 (fax)
info@hbcservices.org

Housing Resources, Inc.
Theresa Scott, Post Purchase Specialist
2500 W. Capitol Dr.
Milwaukee, WI 53206
(414) 449-0702 (phone)
(414) 449-0704 (fax)
Theresa_Scott@hri-wi.org

Timbe Crump, Post Purchase Specialist
8532 W. Capitol Dr. #201
Milwaukee, WI 53222
(414) 461-6330 (phone)
(414) 461-6320 (fax)
Timbe_Crump@hri-wi.org

Maria Guzman, Post Purchase Specialist
1442 N. Memorial Dr.
Racine, WI 53404
(262) 636-8271 (phone)
(262) 636-8272 (fax)
Maria_Guzman@hri-wi.org

Lightstreams Community Development Center
Rev. Denise Lockhart, Director
5248 N. 35th St.
Milwaukee, WI 53209
(414) 466-4999 (phone)
(414) 464-4123 (fax)
lightstreams@bizwi.rr.com

Metropolitan Milwaukee Fair Housing Council
600 E. Mason, Ste. 200
Milwaukee, WI 53202
(414) 278-1240 (phone)

Lemuel Eaton
(414) 278-9190 (phone)

Letty Cureno (Spanish)
(414) 847-1816 (phone)
(877) 765-4434 (toll-free)

Select Milwaukee
2209 N. Dr. Martin Luther King, Jr. Dr.
Milwaukee, WI  53212
(414) 562-5070 (phone)
(414) 562-5072 (fax)

Brenda Brown
bbrown@selectmilwaukee.org

Iris Gonzalez (Spanish)
igonzalez@selectmilwaukee.org

United Community Center
Fernando Campos, Neighborhood Development Coordinator
1028 S. 9th St.
Milwaukee, WI 53204
(414) 384-3100 (phone)
(414) 645-0165 (fax)
fcampos@unitedcc.org


WHEDA approved lenders in Southeast Wisconsin

If you are feeling overwhelmed financially, you may be able to relieve some of the immediate pressure by restructuring your debt. Whether you are facing foreclosure or concerned about making ends meet, it may be possible to refinance your home and gain more favorable terms.

The Wisconsin Housing and Economic Development Authority has compiled a regional list of trusted lenders who offer safe and reasonable loans and refinance packages.

Anchor Bank
Pam Gholston, Residential Loan Officer
Milwaukee area
7401 W. Greenfield Ave.
West Allis, WI 53214
(414) 290-7239 (phone)

Associated Bank
Michelle Takach -Milwaukee/Racine area
3719 S. Kinnickinnic Ave
St. Francis, WI 53235
(414) 747-8956 (phone)

M&I Bank
Michelle Hervat - Pershing Branch
7535 Pershing Blvd.
Kenosha, WI 53142
(262) 697-3844 (phone)

Dawn Davis - Silver Spring Branch
8300 West Silver Spring Dr.
Milwaukee, WI 53218
(414) 535-2837 (phone)

Tom Kreklow - Delafield Branch
2700 Golf Road Suite A
Delafield, WI 53018
(262) 646-6137 (phone)

North Shore Bank
Julia Guyton
7927 W. Capital Dr.
Milwaukee, WI 53222
(414) 640-1915 (phone)
jguyton@northshorebank.com

Universal Mortgage Corporation
Mike Cook or Sara Phillips
12080 Corporate Pkwy.
Suite 100
Mequon, WI 53092
(262) 292-0300 (phone)

US Bank
Kathy Gentry - Sheboygan/Milwaukee/Racine
16900 W. Capitol Dr.
Brookfield, WI 53005
(262) 790-3965 (phone)
kathy.gentry@usbank.com

UW Credit Union
6016 N. Port Washington Rd.
Glendale, WI 53217
(800) 533-6773, ext 2810 (toll-free)


Legal assistance in Southeast Wisconsin

Legal Action of Wisconsin
John Ebbott, Executive Director
230 West Wells St., Room 800
Milwaukee, WI 53203
(414) 278-7722 (phone)

The Institute for Foreclosure Legal Assistance
www.foreclosurelegalassistance.org/resources/


WHEDA certified Real Estate Agents in Southeast Wisconsin
Homeowners experiencing financial troubles may come out ahead by listing the home for sale as soon as possible, instead of waiting and sinking deeper into debt. The Wisconsin Housing and Economic Development Authority has identified a list of trained, experienced real estate agents who can help homeowners get a fair price in a reasonable amount of time.

Bear Realty
Kelly Gabor
565 Milwaukee Ave.
Burlington, WI 53105
(262) 763-8116 (phone)
kgabor@bearsells.com

Century 21 Affiliated
Eloise Wilde
1551 S. 108th St.
West Allis, WI 53214
(414) 510-8014 (cell)
C21wilde@aol.com

First Weber
Brad Koenig
Serving Dodge, Jefferson, & Waukesha Counties
PO Box 537
Lake Mills, WI 53551
(920) 988-7393 (phone)
brad@yourlocalhometeam.com

Kim or Jim Jones
809 N Main St.
Lake Mills, WI 53551
(920) 648-1752 (phone)
kimandjimjones@firstweber.com

First Weber Group
Keith Manson
W189S7769 Racine
Muskego, WI 53150
(262) 971-2857 (phone)
kmanson@firstweber.com

Gonnering Realty Inc.
Rose Bogosian
4219 60th St.
Kenosha, WI 53144
(262) 657-3800 (phone)
rose@gonneringrealty.com

Prime Realty Group
Ed Habel
5300 Green Bay Rd.
Kenosha, WI 53144
(262) 945-0911 (phone)
edh@primerealtywi.com

Shorewest Realtors
Kelly Kruger
Serving Waukesha, Washington, & Jefferson Counties
921 Meadowbrook Rd.
Waukesha, WI 53188
(262) 574-2052 (phone)
kkruger@shorewest.com

The Agency Real Estate LLC
Jim Bucher
N112 W15568 Mequon Rd.
Germantown, WI 53022
(262) 255-7200 (phone)
jim@theagencyhomes.com

For a full list of REALTORS® that serve your area, please click on your county below:


Kathryn Crumpton, Manager of the Consumer Credit Counseling Service of Greater Milwaukee, discusses the services her organization and other counseling service offer to those facing financial difficulties including foreclosure in Wisconsin.

WHEDA Executive Director Antonio Riley discusses the benefit of contacting a counselor if you are facing foreclosure in Wisconsin.

Wisconsin Attorney David Sayas talks about the benefits of contacting an attorney to discuss your options when facing foreclosure.

Rose Oswald Poels from the Wisconsin Bankers Association talks about the biggest mistake most homeowners make when facing foreclosure and offers some helpful advice.

Laurie Logan, a REALTOR® with RE/MAX Preferred, offers advice to Wisconsin homeowners who are going through the foreclosure process.
The information contained herein is of a general nature and should not be considered as advice on a particular fact situation. Individuals should consult with their lender, legal counsel or financial counselor with specific questions or for current developments.