Quick Resource
Hope NOW 1-888-995-HOPE or www.995hope.org

Quick Advice
Even if your finances are tight, saving a small amount each week can create a buffer to help you hold onto your home in the event of a job loss or unexpected medical expense. One rule of thumb: Keep three to six months’ worth of living expenses in an account that’s readily accessible. Taking this extra step can allow you to safely make it through several months, giving you time to make the necessary changes to get back on track.
Prevention Kit: Central Wisconsin resources for homeowners
Serious financial troubles that can lead to foreclosure may result from the loss of a job, a medical emergency or a personal tragedy. Regardless of the circumstance, homeowners can benefit greatly from the help of a professional trained to sort through the facts and emotions to establish clear financial priorities.
Financial counseling and assistance in Central Wisconsin

The Wisconsin Housing and Economic Development Authority has compiled the list below of financial counselors trained through the  NeighborWorks® America program. The counselors may provide both general guidance and referrals, or more specific one-on-one assistance.

Catholic Charities of the Diocese of La Crosse - Marshfield
Jeff Hoffman, Counselor
101W 29th St., Ste. 103
Marshfield, WI 54449
(715) 387-2748 (phone)
(715) 389-1524 (fax)

Catholic Charities of the Diocese of La Crosse - Stevens Point
Jeff Hoffman, Counselor
1317 College Ct., Ste. 1
Stevens Point, WI 54481
(715) 344-2500 (local)
(866) 344-2500 (toll-free)
(715) 344-5329 (fax)

Catholic Charities of the Diocese of La Crosse - Wausau
Shirley Hubert, Counselor
401 5th St., Ste. 235
Wausau, WI 54403
(866) 849-3311 (phone)
Shubert@cclse.org


WHEDA approved lenders in Central Wisconsin

If you are feeling overwhelmed financially, you may be able to relieve some of the immediate pressure by restructuring your debt. Whether you are facing foreclosure or concerned about making ends meet, it may be possible to refinance your home and gain more favorable terms.

The Wisconsin Housing and Economic Development Authority has compiled a regional list of trusted lenders who offer safe and reasonable loans and refinance packages.

Associated Bank
Shelly Hughes - Wausau Main Office
303 S. 1st Ave.
Wausau, WI 54401
(715) 848-4739 (phone)
shelly.hughes@associatedbank.com

M&I Bank
Ted Schlafke - Stevens Point Branch
1245 Main St.
Stevens Point, WI 54481
(715) 342-3215 (phone)

Tawnya Swope - Wausau Branch
500 3rd St.
Wausau, WI 54403
(715) 847-4379 (phone)


Legal assistance in Central Wisconsin

Wisconsin Judicare, Inc.
Rosemary R. Elbert, Executive Director
300 Third Street, Suite 210
Wausau, WI 54402
(800) 472-1638 (toll-free)

The Institute for Foreclosure Legal Assistance
www.foreclosurelegalassistance.org/resources/


WHEDA certified real estate agents in Central Wisconsin
Homeowners experiencing financial troubles may come out ahead by listing the home for sale as soon as possible, instead of waiting and sinking deeper into debt. The Wisconsin Housing and Economic Development Authority has identified a list of trained, experienced real estate agents who can help homeowners get a fair price in a reasonable amount of time.

Coldwell Banker
Jeff Marg
928 Grand Ave.
Schofield, WI 54476
(715) 432-0521 (phone)
jeffmarg@coldwellbankeraction.com

Coldwell Banker TREG, Inc.
Eric Johnston
109 E. Badger St.
Waupaca, WI 54981
(715) 281-5900 (phone)
ejohnston@coldwellhomes.com

Jones Realty LLC
Gwendolyn Paul
754 Alderson St.
Schofield, WI 54476
(715) 551-7374 (phone)
gwen@jonesrealtyllc.com

For a full list of REALTORS® that serve your area, please click on your county below:


Kathryn Crumpton, Manager of the Consumer Credit Counseling Service of Greater Milwaukee, discusses the services her organization and other counseling services offer to those facing financial difficulties including foreclosure in Wisconsin.

WHEDA Executive Director Antonio Riley discusses the benefit of contacting a counselor if you are facing foreclosure in Wisconsin.

Wisconsin Attorney David Sayas talks about the benefits of contacting an attorney to discuss your options when facing foreclosure.

Rose Oswald Poels from the Wisconsin Bankers Association talks about the biggest mistake most homeowners make when facing foreclosure and offers some helpful advice.

Laurie Logan, a REALTOR® with RE/MAX Preferred offers advice to Wisconsin homeowners who are going through the foreclosure process.
The information contained herein is of a general nature and should not be considered as advice on a particular fact situation. Individuals should consult with their lender, legal counsel or financial counselor with specific questions or for current developments.